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Home» Learn » Credit Card Processing » Retail Credit Card Processing

Retail Credit Card Processing

Retail Credit Card Processing with Several Beyond Transaction Options

With retail credit card processing, the customer is present. Retail processing allows brick and mortar retail shops (like yours perhaps) to accept physical credit cards at the point of sale and process them on the spot.  This keeps your business flowing and profits growing. You receive authorization instantly and, in most cases, get a receipt for the customer to sign. Signing is not always necessary, however, with purchases below $25. You can determine your preference.

Beyond Transaction, offers an incomparable range of products and services that make it easy for all kinds of businesses, institutions and organizations to process credit card transactions quickly, conveniently, efficiently and cost effectively.

For the retail environment, we offer many different options when it comes to processing equipment. Select one ideally suited to how you conduct business, the amount of space you have and other aspects of your transaction environment. Beyond Transaction offers:

  • Counter top terminals with a small footprint
  • POS equipment
  • Virtual software, if you’re using a PC-based application

Debit Card Processing Courtesy of Beyond Transaction

These days, more and more people are turning to the ease and speed of their bank debit cards. There are two ways debit cards are typically processed—as an offline debit card sale and as an online debit card sale, more frequently referred to as PIN-based debiting. In an offline debit sale, you process the customer’s credit card without using a pin number. An equal number of people, however, use online, pin-based transactions and here you’ll ask the customer to enter their pin using a pin-pad.

Both transactions are instantly deducted from customer bank accounts and deposited in your account. Why would you want a pin-based system? In some cases, depending on your business model and pricing, you may be able to reduce your merchant account transaction fee.  Thanks to proprietary Beyond Transaction encryption techniques, both systems are entirely secure.

Security is Locked In with Beyond Transaction Encryption

At Beyond Transaction, we put security first. Nothing is more important to us than the absolute protection of your customer’s credit card information and the protection of your business and reputation from liability. With our end-to-end Beyond Transaction encryption process, security is locked into every transaction. It may be that a card is swiped, but the information can never be stolen.  Here’s why.

After the transaction is made and the information is entered into a terminal or online, our servers receive it for processing.  We check many different things simultaneously in order to send back an approval or denial of the transaction, but when that information arrives back at your machine/terminal,   every byte of the data is encrypted.  Once the information is sent back to the machine, it’s no longer the credit card data, but an undecipherable series of numbers that mean absolutely nothing. If someone were to attempt printing out the information on your machine, it would be about as useful as hieroglyphics.

Don’t wait. Contact us at 866-799-8975 for more information and to get started.

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